SmartCoin Personal Loan

Description
SmartCoin aims to provide digital financial services to the middle and lower-income segments. A trusted lending platform that provides short-term personal loans instantly.

Features

• 100% digital & paperless process
• Borrow loan from Rs. 4000 to Rs. 1,00,000
• Tenure- 62 to 365 days
• Benefits & rewards on repayment
• Instant repeat loans

Instructions

• Available for only new users (User should not have any existing relationship with SmartCoins) • Your customer has to download the SmartCoin app by using your link

Smart Coin Instant Loan App 2022

SmartCoin Personal Loan Eligibility

• Age: 23 Year or more
• Salaried, business professionals
• Credit Score: 700 or more

Documents required

• Aadhar Card and Pan Card

Process

  1. Suggest ‘SmartCoin app‘ to everyone in your network (Friends/customers)
  2. Click on the “share to customer” option and share the link with interested customers
  3. Ask your customer to click on the link shared by you and choose ‘SmartCoin’ from the screen
  4. Customer need to enter the name and mobile number and click on ‘start journey now’
  5. Customers will be redirected to the Play Store app to download ‘SmartCoin” app.
  6. Now click on ‘Go to Signup/Register’ and choose any one language
  7. Now enter full name as per PAN and mobile number then click on ‘Continue’
  8. Now click on ‘Agree & Continue to enable permission and proceed to the next step
  9. Now choose a Gmail account and verify the email address.
  10. Now submit personal details like Date of birth, gender, address and click on ‘Continue’
  11. Submit work details like employment status, income and PAN number
  12. Now create 4 digit pin for a security purpose and confirm it again.
  13. Now the customer will receive OTP to verify.
  14. Now as per the customer’s eligibility loan amount will be shown on the screen, click on ‘Apply’ to get the loan
  15. On the next screen mention the purpose of the loan you are applying for and customize the loan amount and tenure if the customer prefers then click on ‘Apply’
  16. Now the pop-up message will appear on the screen with the total loan amount that has applied and the tenure, then the customer needs to click on ‘Ok’.
  17. Now submit a few more personal details like father name, marital status and click on ‘Continue’
  18. Now add bank account by submitting details like account number and IFSC code.
  19. Now capture a selfie and upload it.
  20. Then upload a PAN card image and Adhaar card image with front and backside.
  21. Now the details will be verified, it may take around 24 hours. Once the details will get verified the loan will be approved.
  22. Customer needs to authenticate the bank details to get the approved loan amount in the account.
  23. Once the loan will be disbursed, the lead will be tracked after 5 working days

FAQ’s

  1. Why do I suggest ‘SmartCoin’ to customers?
    SmartCoin aims to provide digital financial services to the middle and lower-income segments. A trusted lending platform that provides short-term personal loans instantly.
  2. To whom I should refer ‘SmartCoin’?
    Customer’s age should be between 23 or more and he/she should be a salaried or business professional, whose monthly salary should be a minimum of Rs.13,500.
  3. What are the benefits of SmartCoin?
    • Get Instant Loans with a minimum amount of Rs.4000 to Rs.1,00,000 instantly
    • Tenure- 62 to 365 days
    • Benefits & rewards on repayment
  4. How long does the application process take?
    The application process is very easy and should not take more than 15 minutes of your time.
  5. What is the tracking time?
    Once the loan will be disbursed and the amount is credited to the customer’s bank account it will take at least 5 days to track the lead.
  6. What are the documents required to avail of a personal loan from SmartCoin?
    • Aadhaar Card
    • PAN Card
    • Bank Account Details
  7. How long does SmartCoin take to disburse its personal loans?
    SmartCoin takes up to 24 hours to approve/ reject a personal loan application and an additional 24 hours to disburse the loan amount.

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