Navi Finserv (Navi) offers personal loans starting at 9.99% p.a. onwards for tenures of up to 7 years and for loan amounts of up to Rs 20,00,000 lakh. Borrowers can avail the digital personal loan through Navi app with zero processing fees. The loan processing is entirely paperless, based on Only PAN and Aadhaar Number. Navi personal loan is sanctioned within 10 minutes and is disbursed instantly to the applicant’s bank account.
Get paperless personal loan online up to Rs. 20 Lakhs through Navi personal loan app and repay in flexible tenure of up to 72 months. The interest rate for Navi personal loan starts from as low as 9.9% p.a. and the loan can be pre-closed at zero additional charges.
Instant Loan
Get loan instantly in your bank account
Paperless Process
Apply using your PAN and Aadhaar number
Flexible EMIs
Select EMI amount as per your convenience
Navi Personal Loan Features
- Get Navi instant personal loan up to Rs. 20 Lakh online.
- Processing fee is 3.99% to 6% (minimum Rs. 1,499 and maximum Rs. 7,499 + GST).
- Get the money instantly transferred to your bank account on approval same day.
- No bank statements or salary slips are required to apply for the loan.
- The entire process for Navi instant loan is 100% paperless.
- Minimal documentation required.
- No printouts of documents are required Digitally.
- Navi app loan interest rate is affordable and starts from 9.9% p.a.
- Flexible tenure up to 72 months and flexible EMI options available.
- Instant online eligibility check.
- No security deposit or collateral required to obtain the loan.
- Zero foreclosure charges levied on prepayment of the loan.
- Navi instant personal loan reviews are available online for your satisfaction and trust.
Navi Personal Loan Details
Following are the key Navi loan app details:
| Minimum Loan Amount | Rs. 10,000 Rs. |
| Maximum Loan Amount | Rs. 20,00,000 Laks |
| Tenure | 3 to 72 months |
| Rate of Interest | 10.2 % to 36% p.a. |
| Processing Fee | 3.99% to 6.2% of the loan amount |
| Collateral | Not any required |
| Foreclosure Charges | Nil anytime |
Navi Personal Loan Document Required
You only need the following documents to apply for a personal loan at Navi app:
- PAN number
- Aadhaar number Only
- Applicant Selfie
Navi Personal Loan Eligibility
- Nationality: Must be an Indian citizen.
- Occupation: You can either be salaried or self-employed
- Age: The applicant should be aged between 19 and 65 years to avail the loan. The minimum age requirement can also be increased to 21, 23 or 25 years in some cases.
- Credit score: The minimum credit score should be 650 or above to meet the Navi personal loan eligibility.
- Location: Navi personal loan facility is currently available in all Major citi.
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