Glossary Terms Credit Report

Glossary, Terms and Explanations: Code Description

CLSD : Paid or closed account/zero balance

NEW : New Account

LNSB : Loan Submitted

LAND : Loan Approved – Not yet disbursed

INAC : Account is Inactive

CON : Contact Member for Status

01+ : 1-29 days past due

30+ : 30-59 days past due

DEC : Loan Declined

60+ : 60-89 days past due

SPM :Special Mention

SUB Sub-standard

RES : Restructured Loan

RGM : Restructured Loan – Govt Mandate

RNC : Restructured Loan – Natural Calamity

SET : Settled

SF : Suit Filed SF

90+ : 90-119 days past due

120+ : 120-179 days past due

180+ : 180-359 days past due

360+ : 360-539 days past due

540+ : 540-719 days past due

720+ : 720 or more days past due

DBT : Doubtful

FPD : First Payment Default

WDF : Willful Default

PWOS : Post Written Off Settled

WOF : Charge Off/Written Off

Non–Delnqt: Non-Delinquent

STD : Standard

SUB : Sub-standard

DBT: Doubtful

LOSS : Loss

SPM : Special Mention Account

SFR : Suit Filed-Restructured

SF : Suit Filed

WDF : Willful Default

SFWD : Suit Filed-Willful Default

WOF : Written Off

SFWO : Suit Filed and Written Off

WDWO : Willful Default and Written Off

SWDW : Suit Filed, Willful Default and Written Off

SET : Settled