Instant Loan App: Money view

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Need a Loan for Medical , Travel , Home Renovation etc Now Apply for Salaried . Diamond Salaried Also Provided by Company.

  • Get Instant Loans of Rs.5,000 to 5,00,000 Rs.
  • Apply From Anywhere In India
  • Instant Disbursal in 24 hrs* | Long Repayment Plans up to 5 Years*
  • Low Monthly Interest From 1.32% | 100% Online & Paperless Process

Why Get an Instant Loan From Us

Quick Eligibility Check Instant

Learn if you’re eligible for an instant loan in 5 mins and get the money in 24 hrs

Entirely Paperless Process

From documentation to verification, every step of your application is fully digital

Our Own Credit Model Check

Low credit score? No problem! With our alternate credit model, you can still get a loan

Anywhere In India Apply

Now, get an instant, paperless loan from the comfort of your home – anywhere in India

Eligibility Criteria:

Be salaried or self-employed Only
Monthly in-hand income of Rs. 13500* or more in Bank Credit
Income should be received in a bank [ not in Cash]
Min Cibil score of 600 or Experian score of 650 plus Required.
Should be aged between 21 years and 57 years only.

Docunments Required.:

  • Identity proof (PAN or Aadhaar Card)
  • Address proof
  • Last 3 months’ Salary Slip.
  • Last 3 Month Banking PDF Downloaded from internet banking.

Personal Loan In Cities
Ahmedabad ,Bangalore ,Chennai ,Coimbatore ,Delhi ,Hyderabad ,Indore Indore Kannur ,Kolkata ,Madurai Mumbai ,Patna ,Pune ,Surat ,

How Can You Avoid Personal Loan Rejection At Money View?
We would like to see that as many people can avail of personal loans from us, however, it might be possible that your application is rejected. Some of the reasons for which your loan application is rejected could be:

How Do You Apply for a Loan?

Check Your Eligibility Apply Now

Learn about the maximum instant loan amount you can get within 2 minutes

Select Your Loan Plan

Select a suitable instant loan offer and repayment term from multiple options

Upload Your Documents

Upload all the necessary documents and complete your KYC verification digitally

Money in Your Account

Get the loan amount credited into your account within 24 hours of approval

Ineligible Annual Income:
To be eligible for our loans, we require a minimum in-hand income of Rs 13,500* for the salaried and Rs 25000 for the self-employed. However, there are some other conditions attached to the income. Make sure you meet all of them.

Your income is a direct reflection of your ability to repay the loan. So, if your income isn’t up to the mark with respect to your loan amount, your application will be rejected.

Other Financial Commitments:
Your instant loan application can get rejected if you have too many lines of credit that are currently open and a major portion of your salary is spent on repaying other EMIs and there’s no room for more credit. This can include other loans like car loans, home loans, and credit cards. It can even include your monthly commitments like rental and living expenses among others.

Poor Credit Score:
Your 3-digit credit score, or more popularly known as CIBIL score, is a reflection of your creditworthiness and is based on your past and present credit behavior. We approve personal loans for a minimum CIBIL score of 600 or an Experian Score of 650. If your score isn’t good enough, you won’t get a loan or get a loan at unfavorable terms like a very high rate of interest or a shorter than applied for tenure.

Some of the main factors that affect your score include your repayment history, promptness in payments, usage of your credit limit, duration of open credit lines, and the number of credit lines among others.

Numerous Loan Enquiries & Applications:
Very often you must have heard the adage, try till you succeed. However, when applying for a loan, the more you apply to different lenders for the same loan, the lesser are your chances of getting approval. Also, each of your applications is considered as an inquiry by the credit bureau which will reduce your credit score.

Invalid or Incorrect Information:
When you fill out your loan application, it’s highly important that you are doubly sure that every piece of information being filled out is correct. Any kind of misinformation or mistake can lead to rejection more often than not. So, be sure of all the details that you provide that match the documents submitted by you.

Unsettled Employment:
Your employment status and type can have a major bearing on your income and your ability to repay your personal loan. In such a scenario, if your employment history is unstable – too many breaks or constant changes – lenders won’t trust you to have a consistent source of income, which in turn can affect your loan repayments. This can lead to your application getting rejected too.

Submission of Incorrect Documents:
Correct documents are very essential for loan approval as it forms the basis on which any loan if approved. This remains the same even when you apply for a loan from a private finance source like Money View. The documents we require are minimal, but we require the correct and current documents. For Ex: If you provide us details of an expired passport as proof of identity or an old bank statement as proof of income, your loan application will be rejected.

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Customer Care No. of Moneyview 08045692002