Personal Loan : Unsecured loan
Today, an increasing number of people are applying for Personal Loans to meet their larger expenses. One of the reasons for the significant rise in the growing popularity of Personal Loan is that being an unsecured loan, it does not require any collateral and the processing time is quick and easy. You can easily avail of a Personal Loan from any bank or a non-banking financial company of your choice. With the advent of the online services offered by financial institutions, you can get the money within 24 Hours.
An online search and a quick comparison between the various cash loan application in India for quick cash loans online bring up a multitude of options ranging from a payday loan in India, instant loan I, to salary advance loan in Indian.
What is Personal Loan?
Personal Loan Name its Self Say Personal as a Loan. Not Provide any Security like Property, Gold or any other.
its Fully Collateral Free
Need Only Minimum Docunment Like KYC and Business or Salaried Proof.
Easy to Taken Loan and Instant .
Not to Give more than 5 Year . Start From 6 Month to 60 Month in Some Cases 7 Year Give.
List of Top 25 Indian apps providing instant personal loans
How do you apply for a personal loan? Normally, people either visit the bank branch in person or apply online.
Is there any other option? Yes
there is. People seeking to apply for a personal loan can now use customized applications. This article outlines the top 25 Indian applications providing instant personal loans.
A personal loan is basically an unsecured loan and may be instrumental during financial emergencies. Loan seekers should be extremely cautious while applying for such loans. This is because personal loan interest rates are higher than the interest rate on other loan categories. The best thing you can do is understand your needs first and how you can finance them and then go for a personal loan if you really require it.
Eligibility criteria of personal loan:
- The applicant must be a Resident of India.
- The applicant should be in the age bracket of 21-60 years at the time of application.
- The minimum income of the applicant must be Rs 25,000 a month and some Comnapny consider as a 20k also. However, the minimum monthly income varies according to the area and is generally higher in metro cities.
- The minimum work experience for self-employed is a minimum of 3 years and at least a year for salaries.
- The preferred credit score CIBIL is 650 or more.
- Applicant must not have any other loan or must have a strong ability to bear additional debt.
Documents required for a personal loan:
Below mentioned documents needed to apply for the loans and other credit institutions NBFC [Private Loan Funding] may not be the most viable options like the:
Completed loan application form
* Passport size photograph.
* Proof of ID – Passport/ Voter ID/ PAN Card/aadharcard
* Proof of age – Birth certificate/ Passport/ Pan Card
* Proof of residence – Passport/ Utility bill.
* Bank statement of previous 6 months[PDF Format]
* Proof of income- IT returns statement / Last 2 year’s balance sheet/ profit and loss statement certified by a CA.
How to apply online for a personal loan?
instant personal loan apps may be the best option as they provide
Applying for a personal loan online is simple and hassle-free. The online process saves you the inconvenience of going through extensive paperwork. The online application process becomes simpler if you have an online account with the bank from which you intend to take the loan. Even if you don’t have a net banking account with the bank, you can apply for personal loan online through the bank’s website as well as any loan aggregator website.need to internet banking must be active.
Visit the website and fill the form by entering the requisite details. You can check eligibility and proceed with filling up the application form online. You also must upload scanned copies of KYC documents for the loan processing to begin.but banking in Downloaded PDF file must.
Top Indian apps providing instant personal loans.
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There are times when you are going through a cash crunch and are in dire need of cash. Banks and other credit institutions NBFC’s may not be the most viable options as they take time to process loans. In such cases, instant personal loan apps may be the best option as they provide instant and hassle-free loans. Check the apps listed below to get instant personal loans:
Loan Amount: Rs. 50,000 – Rs.150,000
Tenure (Repayment period): Min. 6 months – max. 24 months
Interest Rate (APR) Maximum rate of interest 25% per year start
Processing Fee: 2.5% of loan amount + taxes as applicable
SimplyCash, powered by Hero FinCorp, Gets an instant Cash up to Rs1.5 Lac disbursed directly into your bank account with our super affordable personal loan interest rates.
• Get instant approval during business hours
Key Features
• App-based lending
• Easy sign-up, login & application process
• Hassle-free & Quick disbursal in few hours
• Get funds directly to your bank account
• No physical documentation required
• Customise your loan amount & EMI
• Collateral free or unsecured loan
• Get personal loans up to INR 1.5 Lac
Benefits & Risks
Financial crises and emergencies are unpredictable. Ensure you keep a loan app handy for the online applications of instant loans. Get an instant loan up to Rs1.5 Lac (depending on your credit score) disbursed into your bank account.
Documents required for an instant personal loan: No physical document required!
Kredit Bee is one of the best instant loan Apps. An individual above 18 years can get an instant loan from Kredit Bee ranging from Rs 1,000 to Rs 1 Lakh. The disbursement may take anywhere between 5 minutes to 28 hours. The money is directly transferred to a bank account.
KreditBee is an instant personal loan app for young professionals. The loan process is 100% online. The disbursement is done within 15 mins, and the amount is directly credited to your bank account linked.
Interest rates are very minimal when applied via this platform. A flat interest rate of 1.48% is charged for a 15 days’ loan and 2.96% for a 30 days’ loan. The processing will be in the range of Rs.130 to Rs.850.
Features:
India’s Fastest Personal Loan Platform
Personal Loans from Rs. 1,000 to Rs.2 Lakhs as per your Approved Credit
Why is eligible?
Indian citizen above 18 years of age
Salaried individuals with a minimal monthly income of Rs.15,000
Applicant should have a bank account, a PAN card and produce a KYC address proof.
Key features
Simple documentation | Instant transfer | 100% online process
India Bulls Dhani is one of the best personal loan apps which offer instant personal loans ranging from Rs 1000 to Rs 5 Lakhs. This app can be downloaded free from the Google play store. Those who meet eligibility criteria can get loan amounts disbursed within a day to a bank account.
Dhani popularly marketed as a phone se loan app, instantly disburses the loan amount to your bank account. You can apply for a personal loan anytime, anywhere. You can get a loan of up to Rs.15 Lakh instantly at an interest rate starting at 15%.
You can download the Dhani loan app for free, enter your Adhaar card number, your loan amount, and get the loan amount in your account instantly.
Indiabulls Dhani is a unique mobile app crafted to offer personal loans instantly. The salaried individuals and self-employed professionals who have attained the minimum age of 21 years can make use of this platform to apply for a personal loan starting from Rs.1,000 to Rs.5 lakh. No collateral is required against the loan. Loan seekers need to produce their address proof and PAN card for verification and instant loan approval. The loan tenure is 3 months to 36 months.
Key features
Interest rate ranging from 1% to 3.17% per month based on the risk profile of the customer
Processing fees from 1.5% to 6%
For loans from Rs.1,000 to Rs.3,000, processing fee is 10-11%
Zero foreclosure charges on loans lower than Rs.20,000
The process is completely online | Instant approvals with no pre-payment charges.
Moneyview is the market leader in the area of Personal Finance Management Money. This platform also offers collateral-free personal loans instantly. Users can easily track their loan status and other loan-related details. The loan amount starts from Rs.10,000 and goes up to Rs.5 lakh. The minimum loan tenure is 3 months whereas the maximum loan tenure is 36 months. The interest rate starts from 16% pa and goes up to 24% pa based on the spending pattern of the customer. Money View Diamond Salaried also Give Funded.
With Money View personal loan app, you can get a personal loan in just 2 hours. Whether you want to remodel your home, buy an expensive ride or cover your wedding expenses, a personal loan from Money View is completely paperless, fast, easy and flexible.
The repayment period is flexible and ranges from 3 months to 5 years.
Moneyview is a personal loan app that allows customers apply for a loan through app, without collateral. All you have to do is upload relevant documents and in a few hours, get to know if they have been approved or not.
Key features
The minimum age limit is 21 years whereas the maximum age limit s 57 years
Flexible loan repayment options The whole process is paperless right from documentation to loan disbursement
Moneyview uses its own credit model
For salaried individuals, the minimum monthly income is Rs.13,500; and for businessmen, it is Rs.25,000
5. PayMe India:
PayMe India is a unique and innovative FinTech application that provides short-term loans to salaried individuals up to Rs.1 lakh. , Customers are expected to pay a fixed processing fee of Rs.300. The interest rate varies from 1% of the total loan amount to 3.1% of the total loan amount based on the loan tenure. The customers from Bangalore, Mumbai, Chennai, Hyderabad, Pune, and New Delhi can apply for personal loans through this mobile application. Who can apply? The Indian citizens above the age of 18 years can apply.
PayMe India is an excellent solution for funding short-term credit requirements. This company provides two types of services: advance salary and loan advisory. The advance salary service is meant for salaried individuals to fulfill short-term financial needs. On the other hand, the loan advisory service aims to help customers repay debts that he/she might be paying higher interest for.
Salient features
Easy to apply and instant loan approvals | Easy to login and apply | Customer-friendly repayment options |
The loan applicants should produce the required documents, including address proof, PAN card, etc.
Credy technologies are a quick loan app that offers instant personal loans. Credy is a biometrically verified peer lending network. It enables users get personal loans for urgent requirements, refinancing loans as well as credit card bills and offers investors an online platform for lending in exchange for investment returns.
Credy has been a financial partner for the residents of India. It is completely customer-friendly and deploys technology for financing solutions to cater to the needs of its customers. Just like the applications discussed above, even Credy technologies provide instant personal loan to salaried individuals. The process is simple. You just need to download the mobile application and start applying using that application.
Eligibility criteria
Salaried individuals with a minimum monthly salary of Rs.15,000
They should apply from Pune, Mumbai, Chennai and Bangalore
Key features
Processing fee of 3% of the total loan amount | Pre-closure charges of 2% on the outstanding loan amount
The minimum repayment period is 3 months The maximum repayment period is 12 months
Money In Minutes is an online lending platform. It is a specialized app giving instant payday loans to people with low credit scores at a moderate interest rate. It is suitable for salaried individuals, drawing a minimum monthly salary of Rs 15,000. The company offers between Rs 5,000 to Rs 1 Lakh and charges interest between 0.1% to 0.7%. The loan repayment period ranges from 60 to 180 days. The company rewards loyal customers through cash backs, interest discounts, and an increase in loan tenure. This is one of the Android loan apps for quick cash loan payments that is available on the Google Play Store.
Money in minutes is one of the leading mobile applications for personal loans. This app has been listed in the finance category of the app store. It can be downloaded and installed only on android devices supporting 19 API and above. Just use your favorite browser to download the application.
Eligibility
Salaried individuals Only
18 years and above
The applicant should have a minimum monthly salary of Rs.10,000
Features
The app ensures the confidentiality of the customers’ data A huge array of products under a single platform
Flexible loan repayment options | Instant approvals | Completely automated process
8.Upwards:
Upwards is India’s preferred instant loan application for salaried people who can avail personal loans for a minimum amount of Rs.20,000 and a maximum loan amount of Rs.2,00,000.
People belonging to all types of professions can benefit from the application. So far, over one million people have downloaded this application. The app has produced over 10,000 happy customers across the country. The applicants should have a minimum monthly salary of Rs.20,000.
Upwards is a loan app that offers quick and easy personal loans to salaried individuals within 24 hours. This app offers a host of benefits like paperless processing, 1-day approval, super-fast processing, and prompt customer care service. Upwards uses an innovative, easy-to-use personal loan app, to process the loan application. It claims to deliver an amazing lending experience to customers.
Upwards claims to be India’s quickest personal loan provider for salaried individuals looking for short-term loans between Rs .15,000 – Rs.1,00,000. Upwards offers hassle-free personal loans to people across various job profiles such as teachers, accountants, nurses, software engineers, retail store employees, and more with a minimum salary of Rs. 20,000.
Key features
Instant loan approvals | Loan tenure ranges from 6 months to 2 years
No collateral is required | Minimum foreclosure and prepayment charges | Minimal paperwor
9.Smart Coin:
SmartCoin is a FinTech company with a mission to offer customers a user-friendly and scalable lending platform. It is a personal loan app in India that provides instant loans to people seeking short-term personal loans. You must use their mini loan app to get loans from Rs 1,000 to Rs 50,000.
The company caters to all profiles like support executives, business owners, salaried professionals, managers, stay-at-home moms, teachers and more with no minimum limit on the salaries, unlike other personal loan apps.
The Company caters to all profiles like support executives, business owners, salaried professionals, managers, stay-at-home moms, teachers and more with no minimum limit on the salaries, unlike other personal loan apps.
SmartCoin, an app-based lending platform, provides personal loans to salaried professionals, business owners, support executives, and others. So far, it has disbursed over 3,00,000 personal loans to its valued customers. The app has been designed in a way that it can assess the profile of customers and estimate the risk factor prior to disbursing the loan. Just download and install the mobile application from Google Play Store and get registered with personal and employment-related information.
Key features
Instant personal loans from Rs.1000 to Rs.25,000
The minimum loan tenure is 91 days whereas the maximum loan tenure is 120 days
Minimal documentation
Completely automated platform | No prepayment penalties
AnyTime Loan is an online P2P lending platform, which acts as a personal loan app. AnyTimeLoan App offers on-demand, instant, 24×7 loans to both salaried and self-employed professionals. The loan through its personal loan app is 100% paperless, contactless and frictionless. This loan app offers various unsecured personal loans like education loans, business loans within a minute without any documents, collateral or guarantor.
ATL offers unsecured personal loans in India, K12 education loans, business loans, etc., in a minute with no physical documents, collateral or guarantor.
The platform also helps to obtain K12 education loans, MSME business loans. No documentation is needed. The ultimate objective of this platform is facilitate loans or mortgages to unbanked individuals.
Key features
No hidden charges | No pre-payment charges | 100% transparent | Instant loan approvals
The minimum loan amount is Rs.1,000 whereas the maximum loan amount is 10 lakh
Home Credit India Finance Private Limited provides a mini cash loan up to Rs 5,00,000. The loan amount starts from Rs 25,000. It is an instant loan facility and completely online.
Home Credit India is a part of the international Home Credit Group that has a presence across ten countries in Europe and Asia. The India chapter started in 2012 and it already has operations in over 60 cities across 15 states.
The personal loan app sanctions personal loan of up to Rs.2 Lakh with a repayment tenure ranging from 9 months to 4 years. The instant loan app in India makes financial services simple, transparent and easily accessible to you.
Home credit application is a comprehensive solution for individualized persona loans. The app is easy to download and navigate. The loan amount ranges from Rs.10,000 to Rs.2,40,000 whereas the loan term ranges from 1 year to 51 months. The loan borrowers should have attained the minimum age of 19 years to apply via this application.
Key features
No collateral is required | No documentation | Flexible repayment options | 100% transparency
12.EarlySalary:
EarlySalary is a 5 month old start-up based in Pune. It is an online platform that offers small tenure loans to young professionals. It offers loans ranging from Rs 1000 to Rs 1, 00,000 and the amount is directly transferred to the bank account. The money borrowed must be paid back in a maximum of 50 days through EMIs.
This start-up has also launched a mobile app that helps borrowers seek instant loan online easily.EarlySalary, a FinTech startup in Pune has been creating ripples in the way money lending happens in India. Its personal loan app allows an easy and fast way to get instant loans. The loan amount limit is up to ₹ 2 Lakh at an interest rate starting from 2% per month.
13.InstaPaisa:
InstaPaisa is a credit decision-making platform that helps borrowers connect to lenders for instant loan transactions. It is a Delhi-based credit platform and has a mobile app that helps users apply for instant loans. It is a hassle-free online loan application that helps in the quick disbursal of loans.
14.PaySense:
PaySense is a Mumbai-based start-up that helps borrowers avail instant loans without going through the hassle of documentation. PaySense is an instant money app that offers instant cash loans online. You can use a phone or laptop to check your loan eligibility, submit your KYC details and apply for a loan, receiving approval within 5 hours.
The company provides personal loans online of up to Rs 5 Lakh and you can use anywhere from ₹ 5,000 up to your entire approved limit at one time. PaySense also offers an EMI calculator through which you can check how much you will be paying every month.
This online platform helps borrowers avail loans by following 3 simple steps:
-Checking eligibility | -Uploading KYC documents | -Get money directly transferred to your bank account. A borrower can install the PaySense app and avail up to 2 Lakh instant cash.
15.CrediFiable:
This is an online lending platform based in Bangalore. This online platform helps borrowers get instant loans with quick disbursal. The borrower can avail up to Rs 5 Lakh instant loan with easy EMI options. This app provides loans to individuals with no credit history at best rates of interest.
16.MoneyTap:
MoneyTap is a fintech start-up based in Bangalore. The company was launched in the year 2016. The borrowers can avail instant personal loans of up to Rs 5 lakhs through the MoneyTap app. The loans can be repaid through easy EMI option within a time period ranging from 2 to 36 months.
MoneyTap is India’s first app-based credit line. The best part is its no-usage-no-interest feature, which has made taking credit more affordable. Thanks to this feature, you only pay interest on the amount used. It is a personal loan app that provides a line of credit to customers, which works as an instant loan or a credit card.
MoneyTap is essentially a money lending company with flexible interest rates, currently servicing clients in Delhi NCR, Mumbai, Bangalore, Hyderabad, and Chennai as well as 30+ cities in India.
17.CASHe:
CASHe is a Mumbai-based fintech start up company that was launched in the year 2016. CASHe loan app provides instant personal loan at attractive rates of interest to salaried professionals. It offers loans ranging from Rs 10,000 to Rs 2 Lakh for a period ranging from 15 to 180 days, depending on the needs of the borrower. CASHe works through simple, swift, and seamless processes to disburse cash easily into the customer’s account. A user can download the app from Google play store and the Apple app store.
CASHe is an app-based digital lending platform that provides short-term personal loans for various financial needs, but only to salaried individuals. You need to provide documents such as salary slips, bank statements, address proof, and PAN card, which can all be uploaded through the cash loan app while applying for a loan.you can also check loan eligibility and interest rates online, using a quick calculator. The approved loan amount can range from Rs 5,000 to Rs 2 Lakh, with tenures ranging from 15 days to 6 months. Repayments can be made through a bank transfer or cheque deposit every month.
18.Olly Credit:
Olly Credit is a micro-credit app that enables the user to shop online using the app and also provides an offline shopping facility through Olly Card. It is a Delhi-based start-up that offers loans to salaried individuals through micro-credit cards.
Flex Salary is an online lending platform based in Hyderabad founded in the year 2016. Flex Salary is an employee financial benefits program that provides emergency cash assistance to salaried employees. It provides instant approval and disbursal of loans up to Rs 2 Lakh.
The user needs to sign-in on the Flex Salary App through a user name and password to avail instant cash and easy loans. This company has planned its product to take on personal loans. Thus, its features are in sharp contrast to those of personal loans. One-time application, one-time approval, instant disbursals, the option to access the credit anytime, the option to decide the loan tenure, and a flexible repayment policy are a few hallmarks of Flexsalary. The company has no fixed EMIs and provides instant approval, making it function as an advance salary loan app.
20.OptaCredit:
OptaCredit is an online lending platform based in Chennai, that disburses loans to individuals and employees of companies it has tied up with. It follows its own system of metrics to assess the creditworthiness of the borrower. The company was launched in the year 2016 and facilitates data driven lending to young professionals.
21.Rupeelend:
Rupeelend a digital finance company that provides short-term credit to consumers and businesses was launched in 2015 and is currently operational in NCR, Mumbai, and Bangalore. The Company provides an online three-minute application process and promises quick decisions.
The maximum loan amount at Rupeelend is Rs 1,00,000 and its USP is short-term loans at a single shot so that customers can repay without difficulty. The minimum amount for borrowing is Rs. 10,000. The loan period can range from 61 to 90 days.
22.LazyPay
LazyPay is powered by PayU. You just need to enter your mobile number to find out your personal loan eligibility. With quick approvals and safe online loan application processing, LazyPay disburses 1 million+ loan every month.
Its key offerings include pocket-friendly EMIs, an instant personal of up to Rs.1 Lakh through an easy digital process with minimal documentation.
23.mPokket
pockets an instant loan app in India for college students. It works on the concept of pocket money for students.
Once your personal loan application is approved the personal loan amount is sent to your bank account or your Paytm wallet.
The initial amount approved is Rs.500 and your borrowing limit will increase over time with good usage. You can repay your loan within 1 to 3 months.
24.IndiaLends
IndiaLends is one of the cash loan apps in India for instant personal loans, credit cards, and free credit reports.
IndiaLends offers instant personal loans online with the best interest rate and disburses the loan within 48-hours.IndiaLends’ instant loan app in India extensively makes use of data and technology to improve workflows and risk assessments so that the loan disbursal process is efficient, shorter, and easier.
25.NIRA
NIRA is a FinTech company that offers a line of credit to salaried professionals in India. The personal loan offered to you is in the form of a line of credit, which has a credit limit range starting from Rs. 3,000 to Rs 1 Lakh.
The loan tenure ranges from 3 months to 1 year. You can withdraw a minimum of Rs 5,000 each time. The interest applied to the loan amount depends on how much you borrow and when you repay the borrowed amount.
Bajaj Finserv offers personal loans that are instantly approved and disbursed within just 24 hours. These collateral-free loans are offered to women, government and public sector unit (PSU) employees, schoolteachers, college professors and more.
The personal loans are offered with a feature to reduce your instalment by up to 45% by paying interest-only EMIs. Once approved, you borrow as much as you need from your approved loan amount without the hassle of reapplying for the loan.
27.PayMeIndia
PayMeIndia is an innovative FinTech app that offers instant payday loans, advance salary loans, short-term cash loans to salaried employees at attractive interest rates. These cash loans are designed to cater to all your short-term financial needs that include a medical emergency, purchasing a big-ticket item, financing a wedding, and many more.
The traditional and modern lending techniques are blended with technology to make the loan application process quick and simple. The cash loans are offered with convenient and flexible repayment plans.
28.StashFin
StashFin is one of the best online loan apps in India. The startup was founded by a team of experienced financial services professionals
with an aim to make lending easier for people in India.
29.Kissht
Kissht is India’s fastest credit app where one can avail of purchase financing and a revolving line of credit. The purchase financing can be availed for mobile phone, laptop, camera, & many more electronic gadgets. Further, 2 years revolving line of credit can be availed, akin to a credit card. With Kissht, bid adieu to your financial worries! Get credit with zero collateral and APR ranging from 14% – 31% per annum for a tenure of 3 months to 24 months. Avail any amount starting from Rs. 3,000/- to Rs. 1,00,000/- depending on your eligibility.
With so many personal loan apps in the market, the options available for quick cash loans have increased making it easier for you to seek an urgent cash loan quickly.
30. Click-Fin
Get personalized personal loan offers up to Rs. 50 lacs at interest rates starting 10.75% for a tenure ranging from 1 year to 5 years.
ClikFin has associations with multiple banks and NBFCs including HDFC Bank, SBI, ICICI Bank, DMI Finance, Citi bank, Tata Capital, IndusInd Bank, RBL, IDFC FIRST BANK, Fullerton India, Aditya Birla Finance Limited, Axis Bank, etc.
31.Finnable
Finnable is one of the fastest growing financial technology (Fintech) start-up with an NBFC license from RBI providing hassle free loans. Our mission is to make Personal loans available in less than 1 minute.Finnable is currently available only in Bangalore and Chennai, and provides personal loans up to 10lacs for anyone with a take home salary of 15k per month.
Its instant – When you need money, you need money. Emergencies don’t give you time.
No Hidden Fees – We are 100% transparent. No surprises! We don’t have any hidden charges.
You are in control – You can choose the EMI plan that will fit your pocket. At the end of the loan you are free and clear.
100% Digital – Let us save some time and trees. No paperwork, No timeouts.
✓ Loan Amount: Rs 50,000 to Rs. 10,00,000
✓ Repayment Period: 6 months – 60 months
✓ Annual Percentage Rate (APR) on our loans is 15% to 30% (on a reducing balance basis) + a maximum of 4% processing fees on the principal loan amount
32.IBL Finance
IBL is a Brand of RBI registered NBFC IBL Finance Pvt. Ltd. and fully adheres to RBI’s Fair Practice Code & is committed to promote best practices in digital lending.
IBL is the easiest way to get an instant personal loan online and also manage your income expense and budget by automatic money manager Currently only In Surat Gujarat Start
Loan Amount: Rs.10,000 to Rs.50,000
Minimum Annual Percentage Rate (APR): 15%, Maximum APR: 36% (reducing balance)
Minimum repayment period: 6 months, Maximum repayment period: 12 months
33. Cashbean
CashBean is India’s leading digital lending mobile-based personal loans platform. CashBean is a product of P C Financial Services Private Limited, registered under RBI. We aim to meet customer’s financial needs for various requirements ranging from the purchase of mobile phones, medical needs, bill payments etc.
Loan Amount: from Rs 1,500 to Rs 60,000.
Interest Rate: Up to 33% per annum.
34.FairMoney
FairMoney Instant Loan App answers your cash needs fast and easy!
We work only with Apollo Finvest, a financial institution in India, regulated by RBI & with an NBFC licence. We are legally compliant.
Instant personal cash loans online from Rs.750 up to Rs.50,000 – validated in under 5 minutes, without collateral or paperwork and delivered directly to your bank account!
35.NAVI
Navi is a new age digital platform which provides you easy access to Instant Personal Loans upto Rs 5 lakhs and Home Loans upto Rs 1.5 crores in a seamless and transparent manner.
INstant Loan For Salaried and Business Man.
The times really are changing, and personal loan apps are ensuring that fast and easy cash loans in India are a reality!